Citi Manager in Specialty Partner Group (SPG) in Mumbai, India

  • Primary Location: India,Maharashtra,Mumbai

  • Education: Bachelor's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 16047546


Job Description:

  • Position Title: Credit & Portfolio Risk Analyst 3 (Manager)

  • Grade/Level: C11

  • Business Group: CSIL

  • Function/Group: Citi Retail Services - Risk Management Analytics

  • Department: Specialty Partner Group Risk Analytics

  • Location: Mumbai

Business/Department Objectives:

  • Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

Core Responsibilities:

  • The successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals

Day-to-Day Responsibilities:

  • Driving credit risk policies and strategic analysis in the areas of acquisitions and existing customer management

  • To analyze and monitor credit performance and share analytical and business insights to stakeholders

  • Come up with strategy recommendations that have direct business impact

  • Must have capability to clearly communicate analyses

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job

  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities

Individual Contributor (IC)/Managerial: Individual Contributor

Percentage of Travel: No

Relocation: Yes

Key Deliverables:

  • To clearly formulate analytical hypothesis

  • Perform ad-hoc analysis to support it, communicate results clearly, and understand cause & effect relationships

  • Support approved analyses/projects through system integration wherever applicable.

  • Ability to manage multiple priorities



  • Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics

  • Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics preferred


  • 6+ years of relevant experience


  • Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems

  • Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments

  • Highly proficient in Excel/pivot tables and PowerPoint

  • Credit card industry experience especially in an analytics or policy role is preferred


  • Exposure to project/process management

  • Strong communication and presentation skills targeting a variety of audiences

  • A qualified candidate needs to be able to work with cross functional teams

  • Creates and sustains a network of strong client relationships

  • Flexibility in approach and thought process

  • Ability to work effectively across portfolio risk policy teams and functional areas teams

  • Strong influencing, negotiating, and facilitation skills

  • Analytical mindset