Capital One Multifamily Agency Analyst – Commercial Real Estate - Newport Beach in Newport Beach, California

Newport Center (61059), United States of America, Newport Beach, California

Multifamily Agency Analyst – Commercial Real Estate - Newport Beach


The Analyst will work closely with senior underwriters to evaluate proposed loans for credit risk, oversee the preparation & issuance of loan applications, and assist with the preparation of loan committee presentations to obtain deal approvals. The individual will be responsible for credit quality of loan production and underwriting. The individual will also perform other duties as necessary to support the goals and objectives of the Commercial Lending area and the Agency lending platform.


  • Working with the loan origination and underwriting teams to structure deals

  • Reviewing borrower financial positions, market analysis, property inspections and presenting deals for approval

  • Analyzing commercial loan requests via credit analysis write-up, including but not limited to: completing financial statement spreads, calculation of key financial ratios, analysis of the Borrower/Prospect financial strength, preparation of financial statement projection models and industry research and analysis.

  • Understanding and applying appropriate credit parameters in order to minimize credit risk.

  • Familiarity of credit concepts and major policy parameters.

  • Learn all credit analysis systems and applicable bank software applications; continuous learning related to credit risk and commercial real estate

The Ideal Candidate will Possess:

  • Proficiency in Microsoft Office

  • Strong interpersonal skills, ability to multitask & effectively communicate

Basic Qualifications

  • Bachelor’s Degree or Military Experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.