Citi NACA / Credit Specialist 3 / Loan Processor in O'Fallon, Missouri
Primary Location: United States,Missouri,O'fallon
Education: High School Diploma/GED
Job Function: Credit
Shift: Day Job
Employee Status: Regular
Travel Time: No
Job ID: 16060432
Citi has the strength of a large bank with industry leading processes, products and programs. Your rise to the top is aided by our portfolio of products, our comprehensive benefits package, and our strong global brand. As a member of Citi, you will be joining one of the largest and most diversified financial services companies in the world with a proud 200 year history. We are seeking exceptional individuals for opportunities in our Mortgage division as a Loan Processor. We are looking for candidates that have mortgage industry experience with excellent communication and organizational skills. Compensation is comprised of base salary + quarterly variable incentives. Main responsibilities are:
Manage pipeline of loans to ensure data integrity of all data and process inputs
Review loan file to verify procedures per guidelines
Order necessary documents
Follow-up with vendors to obtain required documentation
Communicate with customers to ensure level of satisfaction
Clear prior to close conditions (with signature)
Partner with underwriting on difficult/exception issues
Review the Closing Disclosure with the customer prior to the scheduled closing
Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
Citi’s Mission and Value Proposition at http://www.citigroup.com/citi/about/mission-and-value-proposition.html explains what we do and Citi Leadership Standards at http://www.citigroup.com/citi/about/leadership-standards.html explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.
Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.
NOTE The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Excellent interpersonal, communication, follow-up & relationship building skills
Must have the ability to multi-task, be detail oriented & results driven
Strong written and computer skills
Desired: 1-2 years prior mortgage industry experience or finance experience
Minimum education requirements: High School Diploma/GE
No Relocation Available
Equal Opportunity Employer M/F/D/V
All new hires are subject to work eligibility verification via the DHS E-Verification system.
NOTE The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position. Compensation is comprised of base pay + variable incentive. Variable incentive compensation is based on individual performance and is not guaranteed.
This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.